HODINKEE Insurance

• Can I apply for coverage if I live outside of the United States?
• Do I need an appraisal to insure my watches with HODINKEE Insurance?
• I have a home-safe that is TR-15 rated, do you offer discounts for proof of that?
• What value should I set my watch at, MSRP or Market Value?
• What does damage cover/what is considered damage?
• How is the loss of a watch determined?
• Do you provide appraisals for other valuable article insurance programs?