How is Jewelers Mutual Policy different than additional coverage on my homeowners/renters policy?

Many policies not specifically designed for jewelry or watches have a reimbursement limit. For example, a policy might only pay up to $1,000 for jewelry/watch claims, regardless of the value of the piece. A Jewelers Mutual policy has no set coverage limit. It covers the value of your insured watch, according to the most recent appraisal.

You can find additional information on Jewelers Mutual on our website.